:root{--navy:#12506b;--deep:#0a3856;--blue:#2e6a8c;--red:#cb2027;--sky:#f1f4f8;--acc:#f5aa3b;--ink:#222;--mut:#5b6675;--r:14px}*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--sky)}.wrap{max-width:1140px;margin:auto;padding:0 18px}img{max-width:100%;height:auto;display:block}h1,h2,h3{font-weight:800;line-height:1.15;margin:0 0 .5em;color:var(--navy)}h2{font-size:clamp(1.5rem,4vw,2.1rem)}h3{font-size:1.15rem}a{color:var(--blue);font-weight:600}.top{background:#fff;box-shadow:0 2px 10px #0001;position:sticky;top:0;z-index:9}.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:62px;gap:10px}.brand{text-decoration:none;color:var(--navy);font-weight:900;line-height:1.1}.brand small{display:block;font-weight:600;color:var(--mut);font-size:13px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 22px;border-radius:12px;font-weight:800;text-decoration:none;font-size:1.05rem;white-space:nowrap}.b-red{background:var(--red);color:#fff}.b-acc{background:var(--acc);color:#111}.b-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}.top .btn{min-height:44px;padding:0 14px;font-size:1rem}.btns{display:flex;gap:12px;flex-wrap:wrap}.hero{position:relative;color:#fff;background:var(--deep);min-height:540px;display:flex;align-items:center;overflow:hidden}.hero picture,.hero picture img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,56,86,.94),rgba(10,56,86,.8) 40%,rgba(10,56,86,.3) 70%,rgba(10,56,86,.1))}.hero .wrap{position:relative;z-index:2;padding-top:56px;padding-bottom:100px;width:100%}.hero-copy{max-width:620px}.hero h1{color:#fff;font-size:clamp(2rem,6vw,3.1rem);text-shadow:0 1px 3px #0008}.hero p,.hero li{text-shadow:0 1px 3px #0008}.eyebrow{display:inline-block;margin:0 0 14px;font-weight:800;font-size:14px;letter-spacing:.05em;background:rgba(0,0,0,.35);border-left:4px solid var(--acc);padding:6px 10px;border-radius:6px;text-transform:uppercase}.chk{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:6px;font-weight:600}.chk li:before{content:"\2713\00a0";color:var(--acc);font-weight:900}.band{position:relative;z-index:3;margin-top:-64px}.card{background:#fff;border-radius:var(--r);padding:26px;box-shadow:0 4px 18px #0b254522;margin:0 0 22px}.band .card{box-shadow:0 10px 30px #0004}.card>:last-child{margin-bottom:0}.card li{margin-bottom:6px}.grid{display:grid;gap:22px}@media(min-width:800px){.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}}figure{margin:0 0 22px;border-radius:var(--r);overflow:hidden;background:#fff;box-shadow:0 4px 18px #0b254522}figure img{width:100%;aspect-ratio:4/3;object-fit:cover}figcaption{padding:10px 14px;font-size:15px;color:var(--mut)}.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding-left:46px;margin-bottom:14px}.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}details{border-bottom:1px solid #e3e8ef;padding:12px 0}summary{font-weight:700;cursor:pointer;color:var(--navy)}.areas{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0}.areas a{display:block;padding:10px 14px;background:var(--sky);border-radius:10px;text-decoration:none}.cta{background:var(--navy);color:#fff;text-align:center;padding:44px 0}.cta h2{color:#fff}.cta .btns{justify-content:center}footer{background:#08283d;color:#cfdbe6;padding:30px 0 90px;font-size:15px}footer a{color:#ffd28a}.sticky{position:fixed;left:0;right:0;bottom:0;display:flex;gap:8px;padding:8px;background:#fff;box-shadow:0 -2px 10px #0003;z-index:10}.sticky .btn{flex:1;min-height:48px}@media(min-width:800px){.sticky{display:none}footer{padding-bottom:30px}}@media(max-width:520px){.top .btn{display:none}.hero{min-height:500px}}.crumb{font-size:14px;margin:0 0 10px}.crumb a{color:#ffd28a}